“Look for a financial planner, who sells no products and charges only for the time spent.”
Jane Bryant Quinn – AARP Bulletin

About Us

At Sharkey, Howes & Javer, we specialize in people, their money and their choices. We offer our clients peace of mind and the guidance to help them make wise, lifetime decisions along their path to success.

We are a team, working in partnership with our clients and their other professional advisors to ensure a comprehensive approach to long-lasting, financial decisions.

“The time to save is now. When a dog gets a bone, he doesn’t go out and make a down payment on a bigger bone. He buries the one he’s got.”
– Will Rogers

We were established in Denver, Colorado in 1990, when Eileen M. Sharkey, CFP®, who had been designing retirement and investment plans since 1978, formed the firm of Sharkey, Howes & Javer, a partnership with Lawrence E. Howes, MBA, CFP® and Joel B. Javer, CLU, CFP®. Since then, our team of professional planners and support staff has grown to serve over 1000 clients. While we are Denver based, we also have clients across the United States and around the world. We do all that we can to ensure that the entire family can be involved in the planning process regardless of where they reside.

We are committed to helping people of all income levels; as long as they are committed to the planning process, we are committed to working with them. Our Process sets us apart from other financial planning firms.

Our clients appreciate the guidance we provide them to keep them on course with their financial plans. They also appreciate our easy to read quarterly reports that illustrate the progress in their portfolios, as compared to their goals. The quarterly reports and contact with us on an as-needed basis ensures that clients are kept informed of their portfolios’ performance and they receive the help they need to maintain their financial plans.

With over $475 million in assets under management, we have access to the very best institutional managers and funds. Our professional team offers clients a depth of knowledge that differentiates us from other Denver financial planning firms. Learn more about our team’s experience.

Credo

At Sharkey, Howes & Javer:

  • We put our clients’ interests ahead of our firm's interests
  • We adhere to the highest standards of truthfulness, integrity, and trustworthiness
  • We maintain confidentiality of our client’s information and circumstances
  • We tell clients the truth and we are ready to defend our opinion even though it may adversely affect firm revenue or endanger continuance of the client relationship
  • We provide only those services for which the firm is competent and that provide full value for the client

Confidentiality

We hold our entire staff to the highest level of confidentiality and professionalism. Whether you are sharing your personal information with a partner or a client service representative, your confidentiality is always respected. Please read our Privacy Policy.

Legal

As a firm and as individual financial advisors, we have a stellar record of adherence to all rules, regulations and codes of ethics imposed on our profession by the SEC, NASD, NAPFA and the CFP® Board of Standards. Learn more about these organizations by visiting our Legal Page. All clients are provided with a complete disclosure of our fees before we provide them with any advice.

Contact us to schedule your complimentary initial consultation.

Professional Associations

Sharkey, Howes & Javer is the Financial Planning / Investment Advisory firm selected by the following associations to help their members:

  • Colorado Medical Society
  • Colorado Dental Association
  • Wyoming Dental Association
  • Hewitt Advisors

Regulatory

Before we begin working with clients, we provide them with our Fee Schedule, our ADV disclosure, our Code of Ethics, and our Privacy Policy.